When It’s Your Fault: Why Own Damage Cover Saves You

Because mistakes happen—and your wallet shouldn’t suffer for them.

Ankit reversed his car in a hurry—and hit a pillar.

No one else was involved. No third party.

But the repair estimate? ₹45,000.

Without own damage insurance, that cost would come straight from his pocket.

🔧 What is Own Damage Cover?

It protects your own vehicle, covering:

• Accidental damages
• Fire or explosion
• Natural disasters
• Theft (in some cases depending on policy)

💸 Why It Matters

Even careful drivers make mistakes.

And repairs today are expensive because:

• Spare parts are costly
• Labor charges are high
• Modern vehicles have complex systems

🧠 Smart Drivers Know

Third-party protects others.
Own damage protects you.

And real protection means having both.